Your privacy matters to us. This Privacy Policy explains how we collect, use, protect, and share your information when you visit our website.

and when you communicate or do business with Jerry Patricio and the International Monetary Mortgage Fund (IMMF).

By using our website or services, you agree to the terms in this Privacy Policy. If you do not agree, please stop using our services.

1. Who We Are

I am Jerry Patricio, Loan Officer (NMLS#: 2138429), working with the International Monetary Mortgage Fund (IMMF). We offer loan programs in United states, including fast closings, no income verification, and flexible financing options for new and experienced investors.

For questions about this policy, you can contact us at:
📧 Email: jerryp@internationalmmfund.com

2. Information We Collect

We collect two types of information:

a. Personal Information (you provide directly)

• Name, email address, phone number, and mailing address

• Loan application details and supporting documents

b. Non-Personal Information (collected automatically)

• IP address, browser type, and device information

• Pages you visit on our website

• Cookies and similar tracking technologies (see section 6)

We do not knowingly collect sensitive personal data like full Social Security numbers, full credit card numbers, or medical records through the website.

3. How We Use Your Information

We use your information to:

• Process loan applications and provide financing services

• Communicate with you about your inquiries, applications, or accounts

• Send you updates, offers, and important notices

• Improve our website, marketing, and customer experience

• Meet legal, regulatory, and compliance requirements

4. How We Share Your Information

We do not sell your information to anyone. We may share your information only when necessary:

• With lenders, underwriters, and service providers who assist in loan processing

• With technology partners who provide hosting, email, or analytics services

• When required by law, such as to comply with court orders or regulatory requests

• During business transfers, such as mergers or acquisitions

All third parties we work with are required to protect your information.

5. Data Retention

We keep your personal information only as long as needed to provide services or comply with legal requirements. Once no longer needed, your data will be securely deleted or anonymized.

6. Cookies & Tracking

Our website uses cookies to improve your browsing experience and track website performance. You can disable cookies in your browser settings, but some features may not work properly.

7. Your Rights

You have the right to:

• Request a copy of the personal data we hold about you

• Ask us to correct inaccurate or incomplete information

• Request that we delete your personal data (unless required to keep it for legal purposes)

• Opt out of marketing emails at any time

To exercise these rights, contact us at jerryp@internationalmmfund.com.

8. Security

We use industry-standard measures to protect your personal information from unauthorized access, loss, misuse, or alteration. However, no method of transmission over the internet is 100% secure.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted here with an updated “Effective Date.” Your continued use of our website after changes are posted means you accept the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact:
📧 jerryp@internationalmmfund.com
📍 Lending Nationwide | NMLS#: 2138429